How it Works
Decide how much you want. Fill out the form. Sit back and relax.
Fill out your details in our fast application form, your employer will never be contacted and neither will you be written to.
We will approve your loan request online.
A loan specifically for your needs will be offered. Then simply wait for the cash to appear in your account.
Fast solution
- Borrow between £100-£1000 on your terms
- Must be over 18 years of age
- Must be a UK resident
- You must be in full-time employment
Reassurance when you need it
We understand that some things in life aren’t actually as straight-forward as we would like them to be. The payday loans product, however, is.
When gas and electricity bills arrive at different times in the month, your phone bill seems to have a life of its own and emergencies crop up every other week, online loans can help relieve the pressure.
Quick answers
How much money can I receive?
The maximum amount you can borrow is £1000; this is based upon the information you provide on your loan application.
When will I receive my loan?
Applications are processed as soon as you have clicked on the submit button. Once approved your loan amount will be allocated as soon as you have signed the online confirmation page and you will receive your money in well under 1 hour.
How do I pay my loan in full on the first payment date?
It will be taken through a direct debit card transaction. Simply check the email that was first sent to you when you confirmed your loan agreement. Use those details to login to your account and follow the online instructions if you forget your loan repayment date/s.
How do I extend or pay my loan later?
Loan extensions are granted at the discretion of the lender. To pay your instant loan at a later date, please:
- Follow the instructions on the original email received when you confirmed your loan
- Login to your customer account
- Follow the online instructions to extend your loan
To extend a loan, the interest for the original loan must first be cleared. After paying the original loan finance charges, you will be contracted for an additional pay day loan, for which you will be charged additional fees depenfing on lender. The length of the extension will be governed by your pay dates. The extension finance charge is calculated the same way as the original loan fees.
What are my repayment options?
If you are applying for a new loan, you have two repayment options that are listed on the new loan request section as part of your online application.
After you have been approvedyou have a choice between
*Choosing the two-period repayment option – you will have a longer payback period. Your repayment will include a mid-loan fee debited on your first due date, and the loan amount and finance charge debited from your bank account on your second due date.
* By choosing the one-period repayment option, you will pay both the loan amount and finance charge on your first due date only.
You will always receive a reminder email one or two days prior to your due date. Please contact the customer services number listed on your emails to discuss any part of this.
